Guide on How to Buy a House in Portugal

Many foreigners seek homes in Portugal for vacations or to live. The proximity to central Europe, mild climate, cuisine, and tax advantages are the main reasons.

Are you interested in acquiring a residence in Portugal? Read the article for PortugalForForeigners.

Have Someone to Represent and Assist You

If you have never lived in Portugal, having a lawyer to represent and assist you during the acquisition process is recommended. As a specialist, they can provide you with information about the necessary documents, legal procedures required to acquire a residence in Portugal, and associated costs.

Required Documentation

• Tax Identification Number (NIF): This is essential for any real estate transaction and can be obtained through a tax representative.

• Portuguese bank account: To facilitate transactions. To open a bank account, you only need an identification document, proof of residence, and a NIF.

• Power of attorney: If you cannot attend any stage of the process.

Obtain the NIF

To buy a house in Portugal, you need to have a Tax Identification Number (NIF). This document can be obtained at the service desks of the Tax and Customs Authority (AT) and at Citizen Shops. As an EU citizen, you only need to present your civil identification document, such as your passport.

If you do not yet have residence in Portugal, you will need to appoint a tax representative (e.g., a lawyer). For assistance with this, you can contact us, and we will guide you through the process.

Choose Your Dream Home

The next step is to choose your dream home. Determine the most relevant features for you and your family. Do you prefer to be outdoors or in the city? Would you rather have an apartment or a house? Do you need a garage, or can’t live without a terrace?

It is important, before proceeding with the acquisition of a residence in Portugal, to define the amount you intend to invest.

Location is a relevant aspect to consider. House prices, as well as real estate taxes (IMI and AIMI), vary depending on the location.

What is Your Favorite City in Portugal?

Once you have defined the type of residence and your preferred location to live, it is time to start your search.